We combine an understanding of the retirement planning needs facing those approaching retirement with specific strategies designed to address those needs.


Issues We Address

  • How much should I be saving  to retire comfortably?
  • Am I on track to retire at the age I'd like to?
  • Am I using the right retirement investment vehicles for my situation?
  • How much should I plan to withdraw each year when I do retire?
  • Will my employer-sponsored plan and Social Security benefits be enough to support my needs in retirement?
  • Do I have the appropriate life, disability and long-term care insurance coverage?

Potential Strategies

  • Retirement income planning/withdrawal strategies
  • Roth IRA conversions
  • Distribution options discussion
  • Catch-up contributions
  • Annuities, life insurance and long-term care insurance
  • Distribution rules after age 55
  • Substantially equal payments (72(t) election)
  • Social Security benefit distribution planning

Investors should consult a tax professional for advice about their specific tax situations