We combine an understanding of the unique planning needs facing small business owners and specific strategies designed to address those needs.


Issues We Address

  • Am I optimizing retirement plan opportunities?
  • How does the sale of my business affect my retirement objectives?
  • Can my business survive an extended absence by me or another key employee?
  • What's the best way to manage my short-term or unanticipated borrowing or liquidity needs for my business?

Potential Strategies

  • Qualified retirement plans
  • NQDC plans
  • Pre-tax discriminatory benefits for key employees
  • Securities-based lending, secured by your assets.*

*The proceeds from a Securities Based Line of Credit cannot be used to purchase or carry margin securities.

A Securities Based Line of Credit may not be suitable for all clients. Borrowing on securities based lending products and using securities as collateral may involve a high degree of risk. Market conditions can magnify any potential for loss. If the market turns against the client, he or she may be required to deposit additional securities and/or cash in the account(s) or pay down the loan. The securities in the Pledged Account(s) may be sold to meet the Collateral Call, and the firm can sell the client's securities without contacting them. The interest rates charged are determined by the market value of pledged assets and the net value of the client's Capital Access account.

Securities Based Line of Credit provided by Raymond James Bank. Raymond James & Associates, Inc. and Raymond James Financial Services, Inc. are affiliated with Raymond James Bank, N.A., a nationally chartered savings bank.